Services
We offer a wide Range of Services
MCA
A Merchant Cash Advance (MCA) provides a business with a lump sum of cash in exchange for a percentage of its future sales. It’s not a loan, but an advance on future revenue—often used by small businesses to manage cash flow or cover short-term needs. While MCAs aren’t primarily credit-based, having good credit can help you qualify for more favorable terms.
Merchant Cash Advances (MCAs) are often used by businesses such as retail stores, restaurants, bars, auto repair shops, salons, spas, e-commerce companies, and hospitality services. These businesses rely on fast access to capital to manage cash flow or cover short-term expenses, especially when they experience fluctuating or seasonal sales.
Equipment Finance
Equipment financing helps businesses purchase the equipment they need to operate and grow, with the equipment itself serving as collateral. Payments are made over time through fixed monthly installments. The better the credit and the longer the time in business, the more competitive the rates—but even businesses with challenged credit can access strong financing options.
Equipment financing is frequently utilized by businesses such as construction companies, manufacturers, medical and dental practices, trucking and transportation firms, agricultural businesses, and professional service providers. These businesses rely on equipment financing to purchase or upgrade essential machinery, vehicles, and tools, allowing them to grow and operate more efficiently.
Line Of Credit
A business line of credit gives businesses flexible access to funds up to a set limit. You can draw what you need, when you need it, and only pay interest on the amount you use. It’s ideal for managing cash flow or unexpected expenses, but typically requires strong credit to qualify.
A business line of credit is commonly used by businesses such as retail stores, e-commerce companies, restaurants, service providers, contractors, and wholesalers. These businesses turn to a line of credit to manage cash flow, cover unexpected expenses, or take advantage of new opportunities, benefiting from flexible access to funds when needed.
Term Loan
A term loan provides a business with a lump sum of money that is repaid over a set period with fixed payments. It’s often used for major investments like expansion, equipment, or working capital, and typically requires a good credit history to qualify
Term loans are often used by established businesses such as manufacturers, medical and dental practices, franchise owners, construction firms, logistics companies, and professional service providers. These businesses rely on term loans to fund major investments like equipment purchases, office expansions, property acquisitions, or working capital needs, benefiting from predictable monthly payments over a set period.
